Need an appraisal for an FHA-backed mortgage? Call Raechel R. StickneyThe FHA retains of approved appraisers for each state - Raechel R. Stickney is on the roster of approved appraisers for WA. If you have an FHA-secured loan, be sure to get with Raechel R. Stickney, as we are approved and certified to produce FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Raechel R. Stickney is well-trained on how to follow the rules and regulations provided. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. If your house loan is FHA insured, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending organizations with safety through mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are created to aid low-to-moderate income purchasers help meet credit expectations if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lesser income or less starting capital to use as a down-payment on a loan benefit the most from FHA loan programs. |