Appraisal services for Maple Valley and Pierce County homeowners

See the top 7 reasons why WA homeowners use Raechel R. Stickney:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To reduce their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a WA divorce, when property needs to be divided
Settle an estate in WA by determining the true market value of property in question

Own a home in or near Maple Valley, WA and need help determining the price of it?
Contact Raechel R. Stickney.

At Raechel R. Stickney, we understand the particular needs of a consumer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Raechel R. Stickney, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Raechel R. Stickney, we're veterans in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Raechel R. Stickney is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Raechel R. Stickney can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Raechel R. Stickney can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Raechel R. Stickney can help you with that. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.